Independent Credit Solutions

Building Positive Credit


You will want 2 revolving trade lines, like credit cards or store cards. With revolving lines, you want to have 5-10% of your credit limit being used. For example, if your credit limit it $200, you would want $10-20 being reported as being used.

Credit Builder Card


You will want 1 installment line, like a personal loan.

Self Lender – Installment loan to yourself.