Honest #CreditCounseling Can Be a Deal for Your Wallet
Please don't be fooled by the hefty fees and retainers, and while probably the most reputable credit counselor may also be an attorney (who can, and often does, charge quite the retaining fee), legal representation is NOT a credit counseling session by any means.
A reputable credit counselor will charge a REASONABLE fee. Not anything that'll break your bank, really. So be sure to ask the ultimate question: "how much do you charge?" Don't mince words and get to the nitty gritty. Then do comparisons with multiple other credit counselors you've consulted, and see which one might be the best fit for you.
Not every credit counselor out there is the same. In FACT, you might be wrong on what a credit counselor is! Here’s what you need to know.